Buy Apartment in dubai with Amlakuae
Buying an Apartment in Dubai: High ROI Investment
The progress and development of construction in the UAE, and especially in the modern city of Dubai, has led most of the world’s leading construction brands and mass builders to show themselves in this city. With their apartment projects and ambitious projects, they have opened up investment in Dubai and the purchase of apartments in Dubai for most interested people.
An overview of the conditions for buying an apartment in Dubai:
- The possibility of pre-purchasing an apartment in Dubai from reputable builders such as Emaar and Damac
- The growing trend of real estate value in Dubai, especially Dubai residential apartments
- The possibility of buying an apartment in Dubai in installments and long-term payment plans with installments of up to 8 years
- The starting price for buying a studio apartment in Dubai is from 450 thousand dirhams and obtaining UAE residency by buying an apartment in Dubai at a price of 750 thousand dirhams.
Table of Contents
Key Considerations for Buying an Apartment in Dubai
On this page, we will explore some of the key conditions that must be met to buy an apartment in Dubai. We have gathered everything you need to know about the different types of apartment purchase methods in Dubai, installment amounts, the best areas in Dubai to buy an apartment, and the costs of buying. In addition, at the end of this page, we have included frequently asked questions that you have always asked us so that you can better understand the content and conditions.
Summary of information on this page in a table:
| Title | Buying an apartment in Dubai; Investment with high ROI |
| Initial purchase requirement | Pre-purchase from major developers such as Emaar and Damac |
| Purchase price | Studio from AED 450,000, full apartment from AED 750,000 for residence |
| Payment methods | Pre-purchase and installment payment up to 8 years |
| Return on investment | Highest ROI in Dubai without tax |
| Types of apartments | Ready to move in and off-plan |
| Top buying areas | Downtown Dubai, Dubai Marina, Jumeirah Village Circle, Business Bay |
| Investment benefits | Growing market, high rent, security and modern infrastructure |
| Residence visa duration | 2 years with purchase from AED 750,000, 10 years from AED 2 million (Golden Visa) |
The above are the most important reasons for investing in Dubai real estate. In addition, buying property in Dubai has even more advantages. If you want to know all the advantages and conditions of buying property in Dubai, along with today’s property prices in Dubai, simply fill out the form below and Amlakuae UAE real estate consultants will contact you themselves.
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Why invest and buy a house in Dubai?
Why Choose Amlakuae Real Estate Consultancy for Buying an Apartment in Dubai?
Since 2006, Amlakuae Real Estate has been committed to providing top-tier services in buying, selling, and real estate consultancy across all cities in the UAE, including Dubai, Ajman, Ras Al Khaimah, Umm Al Quwain, and Abu Dhabi.
Unique Advantages of Amlakuae in Buying Apartments in Dubai
✅ Specialists in Freehold Properties – We exclusively offer properties with full ownership (freehold), ensuring that as an Iranian or any other nationality, you can legally own your property in the UAE.
✅ Diverse Property Options – Whether you’re interested in off-plan (pre-sale) projects or ready-to-move-in properties with cash payment, we provide a wide range of choices tailored to your needs.
✅ Experienced Consultants – Our team of professional real estate advisors, with years of expertise in the UAE market, is ready to guide you in making the best investment and finding your dream home.
✅ Deep Market Knowledge – With an in-depth understanding of UAE real estate laws and regulations, we ensure a smooth and efficient process to help you achieve your property goals as quickly as possible.
📌 Related Topic: A Comparison: Buying Property in Tehran vs. Buying Property in Dubai – Which is the Better Investment?
Free 24-hour consultation
Free real estate investment advice for buying a apartment in Dubai, 24/7.
Step-by-step guidance
Accompanying you through all stages of purchasing apartment in Dubai and registering and transferring the property deed.
Obtaining residency by purchasing apartment
Advice and guidance on obtaining a two-year or ten-year residency in the UAE and Dubai, a golden visa or an extendable residency.
After-sales service
A brilliant track record in buying and selling real estate in Dubai from 2006 to date and continuity due to after-purchase service.
Methods of Buying an Apartment in Dubai
You can purchase your desired apartment in Dubai through two different methods:
1. Buying an Apartment from a Private Owner in a Completed Area
If you frequently travel to Dubai and often stay in hotels, purchasing a flat apartment in Dubai from a private owner can be a great option for you. Owning an apartment in a prime location eliminates the worry of accommodation costs. Additionally, if the property is in a well-connected area close to key city attractions, you can rent it out annually for a steady income. Buying an apartment in Dubai in a desirable area also makes reselling the property easier in the future. For more information on how to sell a property in Dubai, feel free to contact our sales experts.
2. Buying a Newly Built Apartment Directly from a Developer
You can also buy off-plan property in Dubai directly from a real estate developer in a ready-to-move area. This option is ideal for those seeking prime locations, modern amenities, and the right apartment size. Developers often offer a range of options tailored to different buyer preferences. Additionally, for those interested in a specific apartment size, developers offer many ready to move apartments in Dubai for sale.
3. Ready Off-Plan Apartments
These apartments are already built and ready for handover. You can buy them directly from the developer or from a private owner who initially purchased the property from an off-plan project. The key advantage of ready off-plan apartments is that you can move in immediately after purchase or rent them out right away. Additionally, these properties come with pre-designed layouts and specific amenities, giving you a clear understanding of how the space will be utilized.
A very beautiful view resembling large and small rings of Ring Apartments by the property developer PMR – Emirates Real Estate Consulting Group.
Off-plan Apartments Under Construction
This type of purchase means that you are buying a property before it is built. The main advantage of buying off-plan under construction is that you have more opportunity to choose and customize interior details such as layout, materials, and colors. Also, the purchase price is usually lower because prices are lower before the project is completed. However, you should consider the length of time it takes for the project to be completed and the financial risks associated with buying before construction.
If you are specifically interested in a 2 bedroom apartment, you can explore 2 bedroom apartments for sale in Dubai. Prices for these apartments can vary based on location, developer, and amenities. You can also buy a 2 bedroom apartment in Dubai and find more detailed information regarding 2 bedroom apartment prices in various areas.
The Value of Buying an Apartment in Dubai
As you may know, over the past 10 years, Dubai’s tourism industry has experienced significant growth. Every year, a large number of tourists from all over the world visit the city to explore Dubai’s attractions and key landmarks. This increasing influx of visitors has created a high demand for hotel apartments, leading to continuous development in the hospitality sector.
Additionally, the primary goal of Dubai’s government is to attract investors to further modernize the city using the latest global technologies. As a result, the number of foreign migrants, especially Iranians, moving to Dubai and the UAE has been steadily increasing in recent years.
All these individuals require accommodation, which means the demand for residential units and apartments in Dubai must keep up with the rising number of tourists and expatriates.
Therefore, real estate developers in Dubai knew this issue from the past years and started pre-selling apartments in Dubai and building many apartments in Dubai and apartment hotels in Dubai. This has increased the value of apartments in Dubai and created a high return on investment for investors. So, buying an apartment in installments in Dubai has been very attractive to people. For example, when you can have an apartment in Dubai with all the facilities for an ideal life worth 5 billion Tomans, why should you spend this amount of money to buy a one-bedroom apartment in Iran in the provincial centers that do not have any of the facilities of Dubai?
Top real estate developers in Dubai have played a significant role in driving this trend. The best property developers in Dubai offer a variety of options, including off-plan properties and ready-to-move apartments. By purchasing from these leading developers in Dubai, investors can ensure high returns and take advantage of the rapid growth of the Dubai property market.
Dubai developers are transforming the city’s skyline, creating luxurious and modern living spaces that attract global investors. For instance, top Dubai developers focus on projects in premium locations such as Dubai Marina and Palm Jumeirah, offering high-end apartments with flexible financing options.
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Own a home in Dubai without paying commission or taxes!
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Profitable Investment by Buying an Apartment in Dubai
You can secure a safe and profitable investment in Dubai’s ready-to-move-in properties with installment payment plans. You might be wondering how this is possible. Below, we explain the income strategy of purchasing an apartment in Dubai on installments.
Looking for a Secure Investment with Fast ROI in the UAE?
Buying ready-to-move-in apartments or villas in Dubai with installment payment options is one of the best investment choices available.
related to this article: Investing in Dubai، Luxury and Sustainable Projects.
Down Payments & Installments for Buying Off-Plan Apartments in Dubai
The installment process for purchasing an apartment in Dubai typically follows these steps:
1️⃣ Booking & Initial Payment – Most under-construction properties available for pre-sale require a 10% down payment at the time of booking or reservation.
2️⃣ Dubai Land Department (DLD) Fees – An additional 4% fee is paid to the Dubai Land Department (DLD) for ownership registration. At this stage, a preliminary ownership certificate (Oqood Certificate) is issued.
🔹 For a detailed explanation of the Oqood Certificate and off-plan property ownership, refer to our dedicated article.
3️⃣ Further Installments – In most cases, an additional 10% of the total price is required within one to two months after the initial payment.
4️⃣ Typical Payment Plan – Around 90% of Dubai developers require 20% of the total price + 4% DLD fees within the first two months of the initial contract.
Installment Plans Vary by Developer
💠 Some developers collect remaining installments every six months over a 2-year period.
💠 Others offer longer payment plans. For example:
- Aldar, a government-backed developer in Abu Dhabi, requires full payments within six months.
- Danube, on the other hand, offers monthly payments of 1% over 6-8 years and even continues collecting installments after the property handover.
Looking for Higher Profits?
💰 If you’re aiming for higher returns over 2+ years, real estate experts recommend buying land in Dubai as a more profitable investment option.
How to Generate Income with an Installment-Based Apartment Purchase in Dubai?
By purchasing a ready-to-move-in apartment in installments, you can rent it out immediately after delivery and use the rental income to pay your installments. This method not only allows you to own the property sooner, but also helps you manage your expenses and protect yourself from market fluctuations.
Buying a Ready-to-Move-In Apartment on Installments
By purchasing a ready-to-move-in apartment on installments, you can immediately rent out the property upon handover and use the rental income to cover your installment payments. This strategy not only allows you to own a property sooner but also helps you manage your expenses efficiently while protecting yourself from market fluctuations.
Key Considerations for Buying an Apartment on Installments in Dubai
✅ Choose a Reputable Developer – To ensure high-quality construction and reliable after-sales services, it is crucial to buy from a trusted and well-established developer.
✅ Property Location – The location of the apartment significantly impacts rental demand and rental income. Properties in high-demand areas near business hubs, entertainment centers, and public transportation generally yield higher rental returns.
✅ Calculate Return on Investment (ROI) Accurately – Before purchasing any property, carefully analyze its ROI. This calculation helps you make an informed investment decision. For a detailed guide, refer to our article on “Real Estate Investment in Dubai.”
Best Areas in Dubai for Buying an Apartment
The chart below highlights the top-performing areas in Dubai with the highest ROI for apartment buyers.
📍 Most Popular Areas:
🔹 International City
🔹 Dubai Investment Park
🔹 Liwan
🔹 Discovery Gardens
🔹 Dubai Sports City
Top 5 Popular Areas for Buying an Apartment in Dubai
Dubai is one of the most sought-after cities in the world for real estate investment. Below are the top five most popular areas for buying an apartment in Dubai:
1. Downtown Dubai
Downtown Dubai is known as the heart of Dubai and includes the Burj Khalifa, Dubai Mall and the Dubai Fountain. The apartments in this area are luxurious and modern, making it a great choice for those looking to live in the heart of the city.
2. Dubai Marina
One of Dubai’s most fashionable coastal areas, it is a popular place to live and invest in. The Dubai Marina area has a water canal, luxurious restaurants and easy access to the sea.
So click to see 2 bedroom apartment for sale in dubai marina
3. Jumeirah Village Circle (JVC)
This family-friendly area has attracted the attention of many reputable property developers such as Samana, Shoba and Emaar. Many of these developers have built a variety of 1 to 4-bedroom apartments in luxury towers. Typically, prices for F-plan apartments in JVC or Jumeirah Village Circle start from AED 450,000.
4. Jumeirah Lake Towers – JLT
This area is located next to Dubai Marina and is very popular due to its more affordable apartments compared to Dubai Marina and the diverse amenities it offers.
5. Business Bay
Located near Downtown Dubai, this rapidly growing area offers a mix of residential and commercial properties. Business Bay is a great choice for living as well as investing.
These Areas Are Highly Sought-After Due to Their Strategic Location, Modern Amenities, and Excellent Infrastructure
These neighborhoods are known for their prime locations, world-class facilities, and strong infrastructure, making them some of the most in-demand areas among both local and international buyers.
Apartment Prices in Dubai
Before exploring Dubai apartment prices in 2024, it’s important to understand the key factors that influence property values in the city. Here are the main factors affecting the price per square meter of apartments in Dubai:
✅ Developer Reputation – The real estate developer plays a crucial role in determining the value and desirability of a property.
✅ Location – Apartments in prime and central areas of Dubai generally have higher prices.
✅ Size & Layout – The total area of the apartment and the number of bedrooms directly impact the price.
✅ Amenities – Additional luxury features such as swimming pools, gyms, parking spaces, and security systems increase the price.
✅ Construction Quality – The materials used, interior & exterior design, and brand reputation of the developer also influence pricing.
✅ Real Estate Market Trends – Market fluctuations in Dubai’s real estate sector can significantly affect apartment prices.
✅ New vs. Resale Properties – The age of the property matters—brand-new apartments (never occupied) tend to be more expensive than older units.
✅ Under-Construction vs. Ready Apartments – Off-plan (under-construction) apartments often have lower prices than ready-to-move-in units due to the time required for completion.
📌 Note: Real estate prices fluctuate regularly. For accurate pricing, consult Amlakuae’s real estate advisors in Dubai.
Prices of Under-Construction Apartments in Dubai
The table below shows current price ranges for off-plan (under-construction) apartments in Dubai:
Apartment Type | Minimum Price (AED) |
Studio | 400,000 |
1-Bedroom | 600,000 |
2-Bedroom | 900,000 |
3-Bedroom | 1,200,000 |
Prices of Ready-to-Move-In Apartments in Dubai
The table below shows the minimum prices for ready-to-move-in apartments in Dubai.
| Apartment Type | Minimum Price (AED) |
|---|---|
| Studio | 630,000 |
| 1-Bedroom | 1,200,000 |
| 2-Bedroom | 2,000,000 |
| 3-Bedroom | 2,800,000 |
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Own a home in Dubai without paying commission or taxes!
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Buying Affordable Apartments in Dubai
Many people looking to buy property in dubai, assume that real estate prices are extremely high. However, we have conducted a detailed analysis of the most affordable properties available in Dubai.
By collecting price data for apartments, townhouses, and villas in Dubai’s high-demand areas, we have created analytical comparisons to help you make an informed decision about purchasing affordable real estate in Dubai.Affordable Properties in Dubai – Price Comparison
| Property ID | Property Type | Status | Price (AED) | Location | Amenities |
|---|---|---|---|---|---|
| … | Apartment | Ready to move in | 550,000 | Maritime City | Gym, large balcony, covered parking, … |
| … | Penthouse | Off-plan | 6,000,000 | Zabeel | Fully furnished kitchen, swimming pool, gym, … |
| … | Apartment | Ready to move in | 1,200,000 | Jumeirah Village Circle | … |
Compare Dubai Properties on Amlakuae.com
You can compare all Dubai properties on our website to ensure you make an informed decision when buying an affordable apartment or a reasonably priced property in Dubai. Our comparison feature allows you to view all key details in one comprehensive table, making the selection process easier.
Key Factors Considered in Our Property Comparisons on Amlakuae:
✅ Starting prices of apartments in Dubai
✅ Number of bedrooms
✅ Location
✅ Total area (square footage)
✅ Available amenities
✅ Building façade and design
✅ Ready vs. under-construction status
Top Reputable Real Estate Developers in Dubai
As we previously mentioned, Dubai is home to numerous real estate developers. Some of the most reputable property developers in Dubai include Emaar, Meraas, Nakheel, Samana, Sobha, Ellington, Omniyat, Tiger, Azizi, Damac, Binghatti, and many more.
While the number of developers is extensive, many of them offer off-plan properties and pre-sale apartment options for investment in Dubai. Additionally, a large number of developers provide ready-to-move-in apartments and residential properties for sale across the city.
📌 Explore Dubai’s Real Estate Developers: Click to view a comprehensive list of developers along with their most prominent projects.
Advantages and Disadvantages of Buying an Apartment in Dubai
Buying an apartment in Dubai—one of the most attractive real estate markets in the world—comes with both investment opportunities and challenges. Below, we provide a comprehensive analysis of the pros and cons of purchasing an apartment in this city to help you make an informed decision.
Advantages of Buying an Apartment in Dubai
✅ Growing Market – Dubai’s real estate market is continuously expanding, offering diverse investment opportunities.
✅ Variety of Apartments – The city offers apartments in various sizes, price ranges, and amenities, catering to different preferences and budgets.
✅ High Rental Yields – Due to high demand, renting out an apartment in Dubai can be very profitable, providing a solid return on investment (ROI).
✅ Bank Financing Options – Many UAE banks offer competitive mortgage and financing solutions for property buyers.
✅ Strong Tourism Industry – Dubai’s status as a top global tourist destination drives demand for rental properties.
✅ Modern Infrastructure – The city boasts state-of-the-art infrastructure and world-class amenities, ensuring a comfortable lifestyle.
✅ High Security – Dubai is known as one of the safest cities in the world, making it an attractive place for residents and investors.
✅ Low Taxes – With no property tax and low income taxes, Dubai is a highly favorable investment destination.
✅ Residency Benefits – Purchasing property in Dubai can qualify you for a residency visa, offering long-term living benefits.
Disadvantages of Buying an Apartment in Dubai
❌ Additional Costs – Besides the purchase price, there are extra costs such as transfer fees, legal fees, and agent commissions.
❌ Market Fluctuations – Dubai’s real estate market is subject to economic, political, and social factors, leading to price fluctuations.
❌ Ownership Restrictions – Certain ownership laws may limit property purchases for some individuals in specific areas.
❌ High Living Costs – Dubai’s cost of living, especially for imported goods and services, is higher than in many other countries.
❌ Hot Climate – Dubai’s hot and dry weather may not be suitable for everyone.
❌ Global Crises Impact – Events like the COVID-19 pandemic can negatively impact Dubai’s property market.
❌ Cultural Considerations – Understanding UAE laws and local culture is essential for living and investing in Dubai.
📌 Final Thought: Buying an apartment in Dubai offers great investment potential, but it is essential to evaluate both the advantages and risks carefully. Before making a purchase, consult a professional real estate expert to understand all aspects of the investment.
Steps to Buying an Apartment in Dubai with Amlakuae
1. Research & Planning
✔ Budget – Determine your exact budget for the purchase.
✔ Location – Choose a neighborhood that matches your lifestyle and investment goals.
✔ Apartment Type – Decide on new, resale, luxury, or standard apartments.
✔ Amenities – Consider building features such as a gym, swimming pool, parking, and security.
2. Finding a Trusted Real Estate Agent
✔ Choose a professional real estate consultant who speaks Persian and has expertise in the Dubai market.
✔ All agents at Amlakuae are highly experienced in Dubai’s real estate sector.
✔ Get expert advice on market trends, legal procedures, and the best property options by contacting us or filling out a free consultation form.
3. Visiting Apartments
✔ Schedule physical visits to compare multiple apartments before making a decision.
✔ Conduct thorough inspections of the building, unit, and surrounding areas.
4. Technical Inspections
✔ Hire a professional property inspector to assess the technical condition of the apartment.
✔ Obtain a detailed inspection report to verify the quality of construction.
5. Negotiating the Price
✔ Discuss the price with the seller to secure the best deal.
6. Signing the Contract
✔ Have a lawyer prepare a legally binding sale agreement.
✔ Both buyer and seller must sign the contract in the presence of a legal representative.
7. Making the Payment
✔ Initial Payment – Pay a deposit as part of the agreement.
✔ Final Payment – Complete the remaining balance after legal procedures.
8. Title Deed Registration
✔ Register the property ownership with the Dubai Land Department (DLD).
Required Documents for Buying an Apartment in Dubai
Foreigners can easily purchase apartments in Dubai, as the UAE government welcomes foreign real estate investment. Below are the necessary documents for non-residents buying property in Dubai:
1. Identification Documents
- Valid Passport Copy – Required for all buyers.
- UAE Residency Visa (if applicable) – Not mandatory but helpful.
2. Contact Information
- Current Residential Address (inside or outside the UAE).
- Phone Number & Email for property-related communication.
3. Financial Documents
- Proof of Income – Demonstrates financial capability.
- Bank Statements – Typically required for the last 3-6 months.
- Certified Bank Check – Used for down payment and other fees.
4. Property Purchase Agreement (MoU)
- Memorandum of Understanding (MoU) – A legal agreement between buyer and seller outlining the transaction terms.
5. Tax Documentation (if applicable)
- Some buyers may need to provide tax-related documents if financing the property through international lenders.
6. Power of Attorney (Optional)
- If the buyer cannot be present in the UAE, a legal representative can be appointed via a Power of Attorney.
7. Mortgage Approval Documents (If Using a Loan)
- Approval letter from a UAE bank (if financing the purchase with a mortgage).
Dubai Property Ownership Rules & Regulations
Buying 1 to 3-bedroom apartments in Dubai is subject to specific ownership laws. Below is an overview of key legal regulations:
1. Freehold Ownership
✔ Allows full property ownership without time limits.
✔ Foreigners can only buy in designated “freehold” areas approved by the UAE government.
2. Legal Status of the Property
✔ Buyers must ensure the property is legally registered and free from disputes.
✔ The seller must have the legal right to sell the property.
3. Down Payment Requirement
✔ A minimum deposit of 10% of the property price is required to secure the purchase.
4. Financing & Mortgages
✔ Buyers should obtain financing approval before purchasing if they plan to use a mortgage.
5. Due Diligence & Legal Checks
✔ Verify the legal status and ownership records before finalizing the purchase.
✔ Ensure the property has no outstanding debts or legal issues.
6. Contract Terms
✔ The sale agreement must include:
- Purchase price
- Payment terms
- Handover date
7. Property Registration & Transfer
✔ Ownership must be registered with the Dubai Land Department (DLD).
✔ Buyers are responsible for registration, agent, and transfer fees (typically 2-7% of the purchase price).
Final Thoughts
Investing in a Dubai apartment can be highly profitable, offering residency benefits, strong ROI, and access to world-class business, education, and entertainment facilities.
With the right guidance, you can maximize your investment potential and improve your family’s quality of life. The Amlakuae real estate team is here to assist you every step of the way.
📌 For more details, visit our Dubai real estate section or contact us directly.
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UAE Property Support is always ready to answer your questions. Contact us to make the best investment decision.
Frequently Asked Questions about Buying an Apartment in Dubai
Yes, non-residents can purchase apartments in designated freehold areas of Dubai, such as Downtown, Dubai Marina, Jumeirah Village Circle, and Business Bay.
Prices vary depending on location and property type. Generally, studio apartments start from around AED 450,000, and one-bedroom units from AED 750,000.
Yes, many off-plan projects in Dubai offer flexible payment plans up to 8 years, especially from reputable developers like Emaar and DAMAC.
Buying a property worth at least AED 750,000 can grant a 2-year residency visa. For a 10-year Golden Visa, the property must be valued at AED 2 million or more.
Dubai offers high rental yields, typically ranging between 6% to 8% annually in prime areas due to strong demand and no income tax.
Additional costs include a 4% transfer fee to DLD, NOC charges from the developer, registration fees, and mortgage-related fees if applicable.
The process includes selecting a property, signing the MOU, obtaining a NOC from the developer, and finalizing ownership transfer at the Dubai Land Department.
No, there are currently no annual property taxes or income taxes on rental income in Dubai.
Yes, many agencies offer remote property purchases using virtual tours, video calls, and online contracts.
Popular areas include Downtown Dubai, Dubai Marina, Jumeirah Village Circle (JVC), Business Bay, and Dubai Hills Estate.
